Payment Policy – KORECREDIT

Effective Date: March 19, 2025

At KORECREDIT, we want to ensure that your shopping experience is seamless and secure. Below, you will find our Payment Policy, outlining the methods we accept for payment, as well as important details regarding payment processing.

1. Accepted Payment Methods
We offer a variety of secure payment options to suit your preferences. The following payment methods are accepted on our website:

  • Credit/Debit Cards: We accept major credit cards, including Visa, MasterCard, American Express, and Discover.
  • PayPal: You can pay via PayPal, which allows you to use your PayPal balance or linked bank account/credit cards for payments.
  • Apple Pay & Google Pay: For a quick and secure mobile payment option.
  • Bank Transfer: For larger purchases or customers who prefer this method, bank transfers can be arranged. Please contact us at contact@korecredit.xyz for details.

2. Payment Security
We take payment security seriously. All transactions made through our website are processed using SSL encryption to protect your sensitive information. Your payment details are securely handled by trusted third-party payment processors, ensuring that your personal data is never exposed.

3. Currency
All prices displayed on our website are in GBP (£) unless otherwise specified. If you are purchasing from outside the United Kingdom, your payment will be converted to your local currency at the current exchange rate by your payment provider or credit card company.

4. Order Processing and Authorization
Once your payment has been successfully made, your order will be processed. Please note that we may need to verify your payment details before completing the transaction, especially for high-value orders. If there is any issue with the payment, we will contact you immediately to resolve the matter.

5. Payment Confirmation
After your payment is processed, you will receive an email confirmation containing your order details, including an order number, the products purchased, and the total amount paid. This email serves as proof of payment.

6. Payment for International Orders
If you are placing an order outside of the United Kingdom, please be aware that your payment may be subject to additional fees imposed by your bank or credit card provider, such as foreign transaction fees or currency conversion fees. These fees are not included in the total price shown on our website.

7. Failed or Declined Payments
In the event that your payment fails or is declined, we will notify you by email or phone (if provided). You will have the opportunity to provide alternative payment details to complete your order. KORECREDIT is not responsible for any delays or issues caused by a declined payment.

8. Sales Tax and Duties
For orders within the United Kingdom, sales tax (VAT) is included in the product price. For international orders, the customer may be required to pay any customs duties or taxes imposed by the destination country. These charges are the responsibility of the customer and are not included in the price of the product.

9. Refunds and Adjustments
In the event of a return or refund, the payment will be refunded to the original method used for payment. Refunds are processed according to our Refund and Return Policy and may take several business days to reflect in your account, depending on your payment method.

10. Contact Information
If you have any questions or concerns regarding payments, please feel free to contact us at:

By making a purchase on our website, you agree to the terms outlined in this Payment Policy.